To help you find the right work/life balance, Waters has designed a benefits package that helps:

• Cover your health costs
• Improve your finances
• Encourage growth, both personally and professionally

To help protect your paycheck, Waters provides some benefits automatically, at no cost to you:

• Basic Life
• Accidental Death & Dismemberment (AD&D)
• Short-Term Disability
• Long-Term Disability
• Business Travel Accident Insurance

Other benefits are optional (aka voluntary plans). These benefits will cost you something, but any costs you pay are either:

• Shared between you and Waters-with Waters paying the larger share and/or
• Significantly reduced-courtesy of Waters

As you think about which benefits selections are right for you, consider both the advantages each one offers and their corresponding costs, including:

• Your per-paycheck costs
• Any likely additional costs you’ll need to cover yourself
• What your costs would be in a worst-case scenario